Pet owners know the importance of ensuring that the animals enjoy the best available treatment in situations they become or injured. Veterinary fees can be very costly, with as much as £750 could be spent on treating a cat or dog injured in a road accident.

In the UK, a normal visit to a vet currently costs £200 on more average, while animals that need to undergo a complex treatment might result to an eye-popping bill of £4,000.

A lot of time and money will be spent in taking care of a pet. In addition, the pet owner should consider various related items such as food, vaccinations and property damage.

Studies show that almost 75% of pet owners were forced to make unscheduled veterinary visits over the last two years. Treatment for a dog with a heart ailment can cost up to £1,000, while treating a cat with a broken leg can go for as much as £300. This is where a pet insurance plan becomes handy, as it will help the owner save on such costs.

Purchasing a pet insurance plan is expensive at first but this will be a more practical move than paying off vet fees in full. The continued evolution of science has resulted in the creation of many treatments that help prolong the life of a pet. Like any other application, a pet insurance plan has requirements that should be considered by the owner.

Many insurance companies have various policies depending on the pet’s type and age. A pet insurance plan for a mongrel will be cheaper than something suited for a pedigree. A typical pet insurance plan normally covers vet bills and minor surgeries. However, a comprehensive pet insurance plan has more flexible coverage like paying for the services of a pet psychologist or fees to cancel a vacation.

Nearly all types of pet insurance plan feature liability coverage. Under liability coverage, the pet owner will be insured if the animal inflicts bodily harm to another person or causes damage to property. The insurance company will normally tell the pet owner to wait around two weeks before claiming the policy and or even make an excess payment.

A pet insurance plan will also greatly consider the age of a pet. Unfortunately, many insurers avoid covering high-risk animals particularly those over 8 years old.

Older pets need continuous medical care and monitoring. Pets should be insured while they are still young to increase chances that they will be properly taken care off for life especially if they develop an illness or become injured.

Check out some great recipes:

Canine Meat and Grain Menu

Canine Meat and Grain Menu 2 cups cooked brown rice 2/3 cup Lean beef 2 teaspoons lard — or veggie oil 1/4 cup vegetables — no onion* Supplements Mix the above. You can cook the meat if you want to, use your judgment. Serve slightly warm.*For... [Read more]

Barking Barley Brownies

Barking Barley Brownies 1 1/4 pounds beef liver — or chicken liver 2 cups wheat germ 2 tablespoons whole wheat flour 1 cup cooked barley 2 whole eggs 3 tablespoons peanut butter 1 clove garlic 1 tablespoon olive oil 1 teaspoon salt — optional Pre... [Read more]

Cheese N Garlic Bites

Cheese N Garlic Bites 1 cup wheat flour 1 cup cheddar cheese — grated 1 tablespoon garlic powder 1 tablespoon butter — softened 1/2 cup milk Mix flour and cheese together. Add garlic powder and softened butter. Slowly add milk till you form... [Read more]

Bulldog Banana Bites

Bulldog Banana Bites 2 1/4 cups whole wheat flour 1/2 cup powdered milk — nonfat 1 egg 1/3 cup banana — ripe, mashed 1/4 cup vegetable oil 1 beef bouillon cube 1/2 cup water — hot 1 tablespoon brown sugar Mix all ingredients until will... [Read more]

Dog Biscuits #1

Dog Biscuits #1 2 1/2 cups whole wheat flour 1 teaspoon brown sugar 1/2 cup powdered milk 6 tablespoons butter 1/2 teaspoon salt 1 egg — beaten 1/2 teaspoon garlic powder 1/2 cup ice water Combine the flour, milk, salt, garlic powder and sugar.... [Read more]

Alfalfa Hearts

Alfalfa Hearts 2 cups whole wheat flour 1/2 cup soy flour 1 teaspoon bone meal — optional 2 tablespoons nutritional yeast 1 tablespoon lecithin — optional 1/2 teaspoon salt 1/4 teaspoon garlic powder 3 tablespoons alfalfa sprouts — chopped 1... [Read more]

Beef and Rice Moochies

Beef and Rice Moochies 1 jar babyfood, dinner, vegetables and beef, strained 2 1/2 cups flour, all-purpose 1 cup whole wheat flour 1 cup rice 1 package unflavored gelatin 1 whole egg 2 tablespoons vegetable oil 1 cup powdered milk 1 package yeast 1/4... [Read more]

Bone A Fidos

Bone A Fidos 2 1/4 teaspoons Dry yeast 1/4 cup warm water 1 Pinch sugar 3 1/2 cups All-purpose flour 2 cups Whole wheat flour 2 cups Cracked wheat 1 cup Rye flour 1/2 cup Nonfat dry milk 4 teaspoons Kelp powder 4 cups Beef broth — or chicken GLAZE:1... [Read more]

Apple Cinnamon Drops

1 large apple 1/4 cup honey 1/2 cup of water 1/2 teaspoon cinnamon 1 cup oatmeal 1 1/2 cups whole wheat flour 1/8 cup whole wheat flour Directions: Preheat oven to 350 ° F (180 ° C). Core, slice and mince the apple (use a food processor... [Read more]

Cheese And Garlic Dog Cookies

Cheese And Garlic Dog Cookies 1 1/2 cups whole wheat flour 1 1/4 cups cheddar cheese — grated 1/4 pound margarine — corn oil 1 clove garlic — crushed 1 Pinch salt Cream the cheese with the softened margarine, garlic, salt, and flour.... [Read more]