Pet owners know the importance of ensuring that the animals enjoy the best available treatment in situations they become or injured. Veterinary fees can be very costly, with as much as £750 could be spent on treating a cat or dog injured in a road accident.

In the UK, a normal visit to a vet currently costs £200 on more average, while animals that need to undergo a complex treatment might result to an eye-popping bill of £4,000.

A lot of time and money will be spent in taking care of a pet. In addition, the pet owner should consider various related items such as food, vaccinations and property damage.

Studies show that almost 75% of pet owners were forced to make unscheduled veterinary visits over the last two years. Treatment for a dog with a heart ailment can cost up to £1,000, while treating a cat with a broken leg can go for as much as £300. This is where a pet insurance plan becomes handy, as it will help the owner save on such costs.

Purchasing a pet insurance plan is expensive at first but this will be a more practical move than paying off vet fees in full. The continued evolution of science has resulted in the creation of many treatments that help prolong the life of a pet. Like any other application, a pet insurance plan has requirements that should be considered by the owner.

Many insurance companies have various policies depending on the pet’s type and age. A pet insurance plan for a mongrel will be cheaper than something suited for a pedigree. A typical pet insurance plan normally covers vet bills and minor surgeries. However, a comprehensive pet insurance plan has more flexible coverage like paying for the services of a pet psychologist or fees to cancel a vacation.

Nearly all types of pet insurance plan feature liability coverage. Under liability coverage, the pet owner will be insured if the animal inflicts bodily harm to another person or causes damage to property. The insurance company will normally tell the pet owner to wait around two weeks before claiming the policy and or even make an excess payment.

A pet insurance plan will also greatly consider the age of a pet. Unfortunately, many insurers avoid covering high-risk animals particularly those over 8 years old.

Older pets need continuous medical care and monitoring. Pets should be insured while they are still young to increase chances that they will be properly taken care off for life especially if they develop an illness or become injured.

Check out some great recipes:

Darlene’s Favorite Dog Cookie

Darlene’s Favorite Dog Cookie 2 cups rye flour 1/2 cup vegetable oil 2/3 cup warm water 1/2 cup white flour 1/4 cup cornmeal Mix well. I usually add about 1/4 tsp. either vanilla or mint flavor. Roll out to 1/4″ thick. Cut into shapes (I usually... [Read more]

Frozen Doggie Yums

Ingredients: 1 cup water 1 cube chicken or beef boillion (dog’s favorite) 4 small pieces of chicken or beef Directions: Disolve boillion in water and tear meat into smaller pieces about 1/2 inch squares. Freeze for about 12 hours or until solid.... [Read more]

An Apple a Day Dog Treat

An Apple a Day Dog Treat 2 cups whole wheat flour 1/2 cup unbleached flour 1/2 cup cornmeal1 apple — chopped or grated1 egg — beaten 1/3 cup vegetable oil 1 tablespoon brown sugar, packed 3/8 cup water Preheat oven to 350 degrees. Spray cookie... [Read more]

Boo’s Biscuits

Boo’s Biscuits 3 1/2 cup whole wheat flour 2 cup Quaker oats 1 cup milk 1/2 cup hot water 2 beef or chicken bouillon cubes 1/2 cup meat drippings Dissolve bouillon cubes in hot water. Add milk and drippings and beat. In a separate bowl, mix flour... [Read more]

Cheese And Garlic Dog Cookies

Cheese And Garlic Dog Cookies 1 1/2 cups whole wheat flour 1 1/4 cups cheddar cheese — grated 1/4 pound margarine — corn oil 1 clove garlic — crushed 1 Pinch salt Cream the cheese with the softened margarine, garlic, salt, and flour.... [Read more]

Biscuits For Dogs

Biscuits For Dogs 1 cup oatmeal — uncooked 1/3 cup margarine 1 tablespoon beef bouillon granules 5 1/2 cups hot water 1 tablespoon garlic powder — optional 3/4 cup powdered milk 3/4 cup cornmeal 3 cups whole wheat flour 1 whole egg —... [Read more]

Beef and Rice Moochies

Beef and Rice Moochies 1 jar babyfood, dinner, vegetables and beef, strained 2 1/2 cups flour, all-purpose 1 cup whole wheat flour 1 cup rice 1 package unflavored gelatin 1 whole egg 2 tablespoons vegetable oil 1 cup powdered milk 1 package yeast 1/4... [Read more]

Dog Biscuits

Dog Biscuits 2 1/2 cups whole wheat flour 1/2 cup dry milk — powder 1/2 teaspoon salt 1/2 teaspoon garlic powder 1 teaspoon brown sugar 6 tablespoons beef fat1 egg — beaten 1/2 cup ice water 1. Preheat oven to 350. Lightly oil a cookie sheet.... [Read more]

Dog Mini Cakes

Dog Mini Cakes 2 cups whole wheat flour 1/2 cup soybean flour 1 cup skim milk — or water 1 tablespoon honey 1 tablespoon canola oil — or sunflower 1 teaspoon sea salt Mix dry ingredients. Add liquid and honey. Mix and let the dough rest in... [Read more]

Champion Cheese & Veggies Chews

Champion Cheese & Veggies Chews 1/2 cup grated cheese — room temp. 3 tablespoons vegetable oil 3 teaspoons applesauce 1/2 cup vegetables — what ever you like 1 clove garlic — crushed 1 cup whole wheat flour nonfat milk Mix cheese,... [Read more]