Pet owners know the importance of ensuring that the animals enjoy the best available treatment in situations they become or injured. Veterinary fees can be very costly, with as much as £750 could be spent on treating a cat or dog injured in a road accident.

In the UK, a normal visit to a vet currently costs £200 on more average, while animals that need to undergo a complex treatment might result to an eye-popping bill of £4,000.

A lot of time and money will be spent in taking care of a pet. In addition, the pet owner should consider various related items such as food, vaccinations and property damage.

Studies show that almost 75% of pet owners were forced to make unscheduled veterinary visits over the last two years. Treatment for a dog with a heart ailment can cost up to £1,000, while treating a cat with a broken leg can go for as much as £300. This is where a pet insurance plan becomes handy, as it will help the owner save on such costs.

Purchasing a pet insurance plan is expensive at first but this will be a more practical move than paying off vet fees in full. The continued evolution of science has resulted in the creation of many treatments that help prolong the life of a pet. Like any other application, a pet insurance plan has requirements that should be considered by the owner.

Many insurance companies have various policies depending on the pet’s type and age. A pet insurance plan for a mongrel will be cheaper than something suited for a pedigree. A typical pet insurance plan normally covers vet bills and minor surgeries. However, a comprehensive pet insurance plan has more flexible coverage like paying for the services of a pet psychologist or fees to cancel a vacation.

Nearly all types of pet insurance plan feature liability coverage. Under liability coverage, the pet owner will be insured if the animal inflicts bodily harm to another person or causes damage to property. The insurance company will normally tell the pet owner to wait around two weeks before claiming the policy and or even make an excess payment.

A pet insurance plan will also greatly consider the age of a pet. Unfortunately, many insurers avoid covering high-risk animals particularly those over 8 years old.

Older pets need continuous medical care and monitoring. Pets should be insured while they are still young to increase chances that they will be properly taken care off for life especially if they develop an illness or become injured.

Check out some great recipes:

Divine Doggy Dinner

Divine Doggy Dinner 1/2 pound ground beef — or turkey, chicken, lamb 1/4 cup cooked rice1 small potato 1/4 cup green beans — about 5-8 beans 1/4 teaspoon garlic powder Brown the meat in a pan. When completely cooked, drain the fat. Add the... [Read more]

Biscuits For Dogs

Biscuits For Dogs 1 cup oatmeal — uncooked 1/3 cup margarine 1 tablespoon beef bouillon granules 5 1/2 cups hot water 1 tablespoon garlic powder — optional 3/4 cup powdered milk 3/4 cup cornmeal 3 cups whole wheat flour 1 whole egg —... [Read more]

Canine Meat and Grain Menu

Canine Meat and Grain Menu 2 cups cooked brown rice 2/3 cup Lean beef 2 teaspoons lard — or veggie oil 1/4 cup vegetables — no onion* Supplements Mix the above. You can cook the meat if you want to, use your judgment. Serve slightly warm.*For... [Read more]

Beef Twists

Beef Twists 3 1/2 cups flour, all-purpose 1 cup cornmeal 1 package unflavored gelatin 1/4 cup milk 1 egg 1/4 cup corn oil 1 jar Baby food, meat, beef, strained 1 beef bouillon cube 3/4 cup boiling water — or beef stock Dissolve bouillon cube in... [Read more]

An Apple a Day Dog Treat

An Apple a Day Dog Treat 2 cups whole wheat flour 1/2 cup unbleached flour 1/2 cup cornmeal1 apple — chopped or grated1 egg — beaten 1/3 cup vegetable oil 1 tablespoon brown sugar, packed 3/8 cup water Preheat oven to 350 degrees. Spray cookie... [Read more]

Buddy Boys Dog Biscuits

Buddy Boys Dog Biscuits 1 cup whole wheat flour 1/2 cup all-purpose flour 3/4 cup nonfat dry milk powder 1/2 cup oats, rolled (raw) — quick cooking 1/2 cup yellow cornmeal 1 teaspoon sugar Cut in 1/3 cup shortening until mix is coarse crumbs. Stir... [Read more]

Bulldog Banana Bites

Bulldog Banana Bites 2 1/4 cups whole wheat flour 1/2 cup powdered milk — nonfat 1 egg 1/3 cup banana — ripe, mashed 1/4 cup vegetable oil 1 beef bouillon cube 1/2 cup water — hot 1 tablespoon brown sugar Mix all ingredients until will... [Read more]

Classic Canine Cookies

Classic Canine Cookies 4 cups whole wheat flour 1/4 cup cornmeal 1/4 cup cooked rice 1 egg 2 tablespoons vegetable oil Juice from a small orange 1 2/3 cups water Mix all ingredients together well. Turn out onto a lightly floured surface and knead. Roll... [Read more]

Beef and Rice Moochies

Beef and Rice Moochies 1 jar babyfood, dinner, vegetables and beef, strained 2 1/2 cups flour, all-purpose 1 cup whole wheat flour 1 cup rice 1 package unflavored gelatin 1 whole egg 2 tablespoons vegetable oil 1 cup powdered milk 1 package yeast 1/4... [Read more]

Apple Cinnamon Drops

1 large apple 1/4 cup honey 1/2 cup of water 1/2 teaspoon cinnamon 1 cup oatmeal 1 1/2 cups whole wheat flour 1/8 cup whole wheat flour Directions: Preheat oven to 350 ° F (180 ° C). Core, slice and mince the apple (use a food processor... [Read more]