Choosing cheap pet insurance is not a viable option for pet owners, said veterinarians who responded to a new study by MORE TH>N. The proliferation of cheap pet insurance has become a concern for over 90% of vets across the UK, as these only offer coverage in short period time. The length heightens chances that customers are paying more for less.

While the offerings of budget insurers are affordable, these only provide extremely limited coverage and not likely the expenses in treating a pet that develops an ongoing condition that might requires years of continuous medical attention. Such conditions include epilepsy, heart problems, skin conditions, arthritis and diabetes.

Cheap pet insurance becomes practical only for young dogs. However, an older dog’s high risk of developing an illness or encountering an illness must be considered when selecting the appropriate pet insurance policy.

Pet owners nowadays are having a hard time gaining a deal with an insurance company due to the various conditions they apply. Advances in animal medical science has helped prolong the lifespan of pets.

However, many insurers are refusing the cover high-risk pet especially those over the age of eight. The situation has results in thousands of pet owners across the UK without insurance for their beloved household companion.

Those without pet insurance will likely be burdened with costly veterinary bills in the even that something goes wrong. The fact that the lifespan of dogs has become longer shows that insurance companies have no excuse of restricting their offering to young dogs, said MORE TH>N head of product Graham Hollebon. Older dogs will likely suffer illnesses, which are normally very expensive and lengthy to take care of.

Pet owners should select an insurance policy that does not restrict treatment to the first year before the pet requires any long-term care. Various studies show that over 95% of vets insist that pet insurance is a must for pet owners in order for them not to be showered with huge bills in the event that their pet becomes sick or needs continuous medical care, added Mr Hollebon.

Why Go Cheap?

Face it, cheap is cheap. Many insurance companies out there are trying to con consumers by telling that they have the best rates because they have lowest available in the market. Why risk the health of your beloved to the hands of cheap pet insurers that offer nothing but limited coverage and lame policies.

Acquiring pet insurance will be expensive at first but this beats paying off veterinary bills. Vet bills will become more daunting especially if they pile up in the future.

Pet owners should consider several requirements before choosing the services of an insurance company. Most insurance firms offer different policies that greatly emphasize on the type pet and it age.

For example, an insurance for a pedigree will be more expensive compared to a mongrel, and insuring a cat will be more expensive than insuring a dog. A basic pet health insurance policy normally covers veterinary bills and minor surgeries.

Comprehensive plans are more flexible, as some even pay for the charges of a pet psychologist or costs of calling off a paid vacation in the last minute if the animal needs treatment.

Check out some great recipes:

Barking Barley Brownies

Barking Barley Brownies 1 1/4 pounds beef liver — or chicken liver 2 cups wheat germ 2 tablespoons whole wheat flour 1 cup cooked barley 2 whole eggs 3 tablespoons peanut butter 1 clove garlic 1 tablespoon olive oil 1 teaspoon salt — optional Pre... [Read more]

Bow Wow Biscuits

Bow Wow Biscuits 2 1/2 cups whole wheat flour 1/2 cup wheat germ 1/2 cup powdered milk 1/2 teaspoon salt 1/2 teaspoon garlic powder 8 tablespoons bacon grease — or margarine 1 egg — beaten 1 teaspoon brown sugar 2 tablespoons beef broth —... [Read more]

Cheese N Garlic Bites

Cheese N Garlic Bites 1 cup wheat flour 1 cup cheddar cheese — grated 1 tablespoon garlic powder 1 tablespoon butter — softened 1/2 cup milk Mix flour and cheese together. Add garlic powder and softened butter. Slowly add milk till you form... [Read more]

Bacon Bites

Bacon Bites 3 cups whole wheat flour 1/2 cup milk 1 egg 1/4 cup bacon grease — or vegetable oil 1 teaspoon garlic powder 4 slices bacon — crumbled 1/2 cup cold water Mix ingredients together thoroughly. Roll out on a floured surface to 1/2... [Read more]

Apple Cinnamon Drops

1 large apple 1/4 cup honey 1/2 cup of water 1/2 teaspoon cinnamon 1 cup oatmeal 1 1/2 cups whole wheat flour 1/8 cup whole wheat flour Directions: Preheat oven to 350 ° F (180 ° C). Core, slice and mince the apple (use a food processor... [Read more]

Doggie Bone Treats

Doggie Bone Treats 1 cup all-purpose flour 1 cup whole wheat flour 1/2 cup wheat germ 1/2 cup nonfat dry milk 3 tablespoons vegetable shortening 1 teaspoon brown sugar 1/2 teaspoon salt 1 egg 1/3 cup water Preheat the oven to 350 degrees. Coat a cookie... [Read more]

Boo’s Biscuits

Boo’s Biscuits 3 1/2 cup whole wheat flour 2 cup Quaker oats 1 cup milk 1/2 cup hot water 2 beef or chicken bouillon cubes 1/2 cup meat drippings Dissolve bouillon cubes in hot water. Add milk and drippings and beat. In a separate bowl, mix flour... [Read more]

Corgi Crumpets

Corgi Crumpets 2 1/2 cups cornmeal 1 1/2 cups cake flour 2 tablespoons vegetable oil 1 egg 2/3 cup honey 1/2 teaspoon baking powder 1/2 teaspoon cinnamon 1/2 teaspoon nutmeg 1 small apple 1 1/3 cups water 1/2 cup rolled oats Preheat oven to 350. In a... [Read more]

Canine Cookies #1

Canine Cookies #1 1 1/2 cups whole wheat flour 1 cup all-purpose flour 1 cup powdered milk — non-fat 1/3 cup bacon grease — *see Note 1 egg — lightly beaten 1 cup cold water In a bowl, combine flour and milk powder. Drizzle with melted... [Read more]

Chow Chow Chicken

Ingredients: 2 chicken pieces (breats, thighs, whatever’s preferable) 3 carrots, peeled and cut in half 1 stick celery, sliced into chunks 2 small potaotes, peeled & cubed 2 cups rice, uncooked Directions: Place chicken pieces in large pot. Cover... [Read more]