Pets are just similar to any valuable asset, as they need to be insured. However, given the plethora of pet health insurance in the market, a pet owner will be required to carefully analyze the selections before a making clear-cut decision. Those that want to be a pet owner should now that the hobby would be expensive and require lots of time.
Money will mostly be invested specially on veterinary bills but will be increased by unexpected costs such as using boarding kennels if the animal needs to be admitted in a hospital or the master cannot attend to his pet while under treatment.
Recent studies show that 65% of pet owners were made unscheduled visits to veterinarians in the last couple of years. Risking a pet’s health to chance is not advisable.
Pet owners become exasperated when they get hold of a very expensive veterinary bill. Medical costs for a canine with a heart problem can go as high as £1,000 or a cat with a broken leg will result to bill as steep as £300.
Purchasing pet health insurance may be costly at first but this will be better than paying veterinary bills at full charge especially during multiple visits. Many animal treatments in market have been proved to be effective in prolonging the lifespan of a pet. This is made possible by the advances in science.
A pet owner should consider a number of requirements before selecting a specific insurance policy. A significant number of pet health insurance companies provide various policies that put highly emphasize the age and type of pet.
Points to ponder:
– Insuring a mongrel is cheaper than a pedigree
– Insuring a dog is cheaper than a cat
– Veterinary bills and minor surgeries are normally covered by a basic health insurance policy.
Comprehensive plans are more flexible and some even reimburse the bill of a pet psychologist or charges of a reservation for a dinner or vacation when the pet needs immediate medical care in the last minute.
Liability coverage is a staple of almost all types of pet health insurance. Under this, the pet owner will be insured if the animal injures another person causes damage to private property. While it is important to study what is included in the policy, it is also critical to determine those that are absent.
Pet owners will normally be required to wait for around two weeks before claiming reimbursements and small excess payments on charges will have to be made.
Insurance firms also take into consideration the age and present health condition of the animal. Animals considered high risk are those over the age of 8 so it is advisable to buy insurance for pets, while they are still young. Getting pet insurance early on boosts chances that the animal will be insured and well take care off during its lifespan. In addition, pets that have a lingering sickness have a very poor chance of getting insured.
Several insurance groups even have special policies for pets whenever they get lost or stole. Pet owners could be reimbursed for how much they spend on advertising for a lost pet and could also recover a portion of the animal’s original price when it failed to be recovered.
Health insurance for pets should not be taken for granted. Given its numerous benefits, pet owners should not think twice in purchasing one for their beloved household friend.
Posted in Pet Insurance
Check out some great recipes:
Bone A FidosBone A Fidos 2 1/4 teaspoons Dry yeast 1/4 cup warm water 1 Pinch sugar 3 1/2 cups All-purpose flour 2 cups Whole wheat flour 2 cups Cracked wheat 1 cup Rye flour 1/2 cup Nonfat dry milk 4 teaspoons Kelp powder 4 cups Beef broth — or chicken GLAZE:1... [Read more]
Chow Chow ChickenIngredients: 2 chicken pieces (breats, thighs, whatever’s preferable) 3 carrots, peeled and cut in half 1 stick celery, sliced into chunks 2 small potaotes, peeled & cubed 2 cups rice, uncooked Directions: Place chicken pieces in large pot. Cover... [Read more]
Chow Chow StewChow Chow Stew 1 tablespoon olive oil 2 pounds beef — *see Note 2 cups cabbage — chopped 3 cloves garlic — minced, up to 4 18 ounces canned sweet potatoes — drained and chopped 14 1/2 ounces canned tomato wedges — undrained 1... [Read more]
Bulldog Banana BitesBulldog Banana Bites 2 1/4 cups whole wheat flour 1/2 cup powdered milk — nonfat 1 egg 1/3 cup banana — ripe, mashed 1/4 cup vegetable oil 1 beef bouillon cube 1/2 cup water — hot 1 tablespoon brown sugar Mix all ingredients until will... [Read more]
Apple Cinnamon Doggie BiscuitsApple Cinnamon Doggie Biscuits 1 package apple, dried 1 teaspoon Cinnamon — (I usually just shake some in) 1 Tablespoon parsley, freeze-dried 1 Tablespoon Garlic Powder 1 cup ice water 1/2 cup Corn Oil 5 cups flour 1/2 cup powdered milk 2 large... [Read more]
Doggie Bone TreatsDoggie Bone Treats 1 cup all-purpose flour 1 cup whole wheat flour 1/2 cup wheat germ 1/2 cup nonfat dry milk 3 tablespoons vegetable shortening 1 teaspoon brown sugar 1/2 teaspoon salt 1 egg 1/3 cup water Preheat the oven to 350 degrees. Coat a cookie... [Read more]
Dog Powder MixDog Powder Mix 1 cup brewer’s yeast 1 cup bone meal 1/2 cup kelp powder 1/2 cup alfalfa powder Mix well add to air-tight container. Keep in freezer if desired add one tablespoon to dogs food each day. Read More →
Canine Meat and Grain MenuCanine Meat and Grain Menu 2 cups cooked brown rice 2/3 cup Lean beef 2 teaspoons lard — or veggie oil 1/4 cup vegetables — no onion* Supplements Mix the above. You can cook the meat if you want to, use your judgment. Serve slightly warm.*For... [Read more]
Dog Oil SupplementDog Oil Supplement 1/4 cup olive oil 1/4 cup canola oil 1/4 cup cod liver oil 1/4 cup flax seed oil Place oils in brown bottle and shake well. Store in refrigerator. Add two teaspoons to the dogs food each day. Can be add to dry food as well. Safflower... [Read more]
Aunt Bianca’s Dog BiscuitsAunt Bianca’s Dog Biscuits 2 1/2 cups whole wheat flour 1/2 cup nonfat dry milk powder 1 teaspoon garlic powder 1 egg — beaten Flavoring: Meat drippings, broth or water from canned tuna (enough to make a stiff dough). Combine flour, powdered... [Read more]
