The recent trend towards having pets is giving them names like their human counterparts to officially welcome them to the family. In a study by Veterinary PET Insurance, the top 10 common names of pets regardless if it is a dog, cat or bird, include Max, Bailey, Buddy, Molly, Maggie, Jake, Lucy, Daisy, Rocky and Sadie.
These names are not just to identify them, but defines their identities as well. However, like their human “best friends”, they need to stay healthy to be able to fully maximize their co-existence. Pet owners today have been resorting to pet insurance to pay for the trips to the veterinarian.
Due to rapid growth of the world today, pets have been especially prone to a lot of illnesses. A lot of factors exacerbate these sicknesses, which can create havoc to the expenses of the owner. Unforeseen accidents, new government mandated procedures on animal care, new shots needed by the pets are some of these factors. Owners should be prepared, and plan ahead for these sudden illnesses by managing their budgets to include pet health care.
It is understandable for the owner to think that a pet insurance is an additional expense to the health insurance for himself that he is still paying for.
However, having a pet insurance can actually save the owner from having emergency expenses when his pet gets sick. A pet insurance is less expensive than a human health insurance. Even if a company where a person is employed shoulders more than half of the insurance policy, the employee still shells out a small part for his health insurance.
The averge cost is usually $3000. Employee shares usually range from $300 – $500. In acquiring a pet insurance policy, the pet owner definitely pays a lower insurance premium than that of a human insurance policy. This usually ranges to $30 – $100.
Pet insurance has been available in the market for more than 20 years. Pet owners have the responsibility to choose among the vast companies providing these types of insurance, based on the needs of their pets.
Basic pet insurance services include mandatory services by the veterinarian, while upgraded pet insurance consists of major surgeries. In the forefront of these pet insurance companies is Veterinary Pet Insurance (VPI).
Veterinary Pet Insurance is one of the oldest and biggest pet health insurance company in the United States today. It has been providing premium pet health care services to different pets (dogs, birds, exotic pets, cats) since 1982. Services include veterinary consultations, surgeries and diagnostic exams. The company is underwritten by Veterinary Pet Insurance Company.
Some pet insurance companies do not have the proper processes to claim their pet insurance policies. One of Veterinary Pet Insurance ‘s strengths are their easy to understand procedures on how to claim their policies.
In claiming policies, the pet owners just need to choose a licensed veterinarian. After the fees are paid, the pet owners just need to get the veterinary staff member to sign the receipt.
This is then forwarded to Veterinary Pet Insurance for their review and evaluation. Veterinary Pet Insurance then will reimburse the fees paid directly to the veterinarian.
The second strength of Veterinary Pet Insurance is the discounts that they give when the owner gets their services for additional pets. Veterinary Pet Insurance gives 5-10% discount to pet owners when they enroll a second pet to Veterinary Pet Insurance.
Posted in Pet Insurance
Check out some great recipes:
BJ’S Peanutty PupciclesBJ’S Peanutty Pupcicles 1 ripe banana 1/2 cup peanut butter 1/4 cup wheat germ 1/4 cup chopped peanuts Mash banana’s and peanut butter, stir in wheat germ. Chill 1 hour. Place in container, store in refrigerator or freezer. Read More →
Bow Wow BurritosBow Wow Burritos 1 tablespoon oil 12 ounces cooked beef — *see Note 1 clove garlic — minced 3 tablespoons chunky peanut butter 1 can sweet potatoes — (23-oz.) drained 1 can black beans — (15-oz.) rinsed 1 teaspoon chili powder 1... [Read more]
Dog Mini CakesDog Mini Cakes 2 cups whole wheat flour 1/2 cup soybean flour 1 cup skim milk — or water 1 tablespoon honey 1 tablespoon canola oil — or sunflower 1 teaspoon sea salt Mix dry ingredients. Add liquid and honey. Mix and let the dough rest in... [Read more]
Flea Hater’s Dog BiscuitsIngredients: 1 cup flour 1/4 cup wheat germ 1/4 cup brewer’s yeast (available at health-food stores) 1 teaspoon salt 1 tablespoon plus 1 1/2 teaspoons vegetable oil 1 clove garlic, chopped medium, or 1 teaspoon powdered garlic (optional**) 1/2 cup chicken... [Read more]
Barking Barley BrowniesBarking Barley Brownies 1 1/4 pounds beef liver — or chicken liver 2 cups wheat germ 2 tablespoons whole wheat flour 1 cup cooked barley 2 whole eggs 3 tablespoons peanut butter 1 clove garlic 1 tablespoon olive oil 1 teaspoon salt — optional Pre... [Read more]
Birthday Cake for PupsBirthday Cake for Pups 1 1/2 cups all-purpose flour 1 1/2 teaspoons baking powder 1/2 cup soft butter 1/2 cup corn oil 1 jar baby food, meat, beef, strained 4 eggs 2 strips beef jerky — (2 to 3) Preheat oven to 325 degrees. Grease and flour an 8x5x3... [Read more]
Buddy Boys Dog BiscuitsBuddy Boys Dog Biscuits 1 cup whole wheat flour 1/2 cup all-purpose flour 3/4 cup nonfat dry milk powder 1/2 cup oats, rolled (raw) — quick cooking 1/2 cup yellow cornmeal 1 teaspoon sugar Cut in 1/3 cup shortening until mix is coarse crumbs. Stir... [Read more]
Canine Carrot CookiesCanine Carrot Cookies 2 cups carrots — boiled and pureed 2 eggs 2 tablespoons garlic — minced 2 cups unbleached flour — *see Note 1 cup rolled oats 1/4 cup wheat germ *or rice flour or rye flour. Combine carrots, eggs and garlic. Mix... [Read more]
Cheese And Garlic Dog CookiesCheese And Garlic Dog Cookies 1 1/2 cups whole wheat flour 1 1/4 cups cheddar cheese — grated 1/4 pound margarine — corn oil 1 clove garlic — crushed 1 Pinch salt Cream the cheese with the softened margarine, garlic, salt, and flour.... [Read more]
Canine Meat and Grain MenuCanine Meat and Grain Menu 2 cups cooked brown rice 2/3 cup Lean beef 2 teaspoons lard — or veggie oil 1/4 cup vegetables — no onion* Supplements Mix the above. You can cook the meat if you want to, use your judgment. Serve slightly warm.*For... [Read more]
